Student Loan Grants



Easy to qualify programs for student loan relief
After graduation my loan payments where sky high
…I made the call and walked away with my loans forgiven!

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Student Loan Grants

Daniel Morgan

Updated – Jan 2nd 2021


Most of us have at least a few major goals like having enough money for retirement, starting a new business or saving enough money for down payment on a new dream home. But more many of us at the top of that list sits the goal of paying off our student loans. In this article we are going to talk student loan grants.

Surprisingly, not many of us are aware or have little knowledge about the possibility of grants to accomplish this goal of paying off their student loans

Believe it or not, there are many grants for student loans that can be used to pay off your student loan debt.

After Graduation Funding

We all are aware that grants exist but generally we associate them with the act of looking to access funds to accommodate payment to attend a college or university. However, grants are available for individuals that work in specific fields or industries.

These grants for student loan payoff can help soothe a great deal of pressure from paying student loans.

Locating a Grant

There are many directions you can take for seeking a grant for student loan payoffs. The U.S. Dept Of Health and Human Services of the federal government has many grant options.

You can also search for grants by state. Sometimes the state works independently from the federal government and offers their own federal programs for grants. The goal is to encourage grads to build their careers in certain fields with and areas of need in our country.

If you work for a non-profit organization in certain fields there are also options to help with dealing with your student loan debt.

Current Existing Grants for Student Loan Payoffs

Here is a list of student loan grant programs individuals can pursue for student loan payoffs.

Nurse Corps Repay Program
  • Nurses can have up to 85% of their student loan balance paid off with this program. The Nurse Corps Repay Program is offered by the Services Administration as well as Health Resources.

    To qualify you must be:

    A licensed Registered Nurse (RN)

    A Nurse Practitioner

    Work in a nursing facility with a degree in nursing

National Institute of Mental Health Loan Repayment Program
  • Students that graduate with a degree in healthcare and earn careers in social, clinical, or behavioral research with in a non-profit organization can get grants for student loan payoffs from the (NIMH) National Institute of Mental Health Receivers of this grant can use the money to pay of graduate, undergraduate or medical school debt. Those rewarded can receive up to $35,000, to apply applications are online. Applications are accepted from Sept 1st – Nov 15th
Iraq-Afghanistan Service Grant
  • This grant is for individuals that had a parent that died as a result of serving in the military either in Iraq or Afghanistan. Those who qualify can receive up to $5,413.77 dollars for student loan debt. To qualify you have to less than 24 years of age or have been attending as at least a part-time student during the time of the parents death.

To qualify, you have to less than 24 years of age or have been attending as at least a part-time student during the time of the parents death.

Pennsylvania Primary Health Care Loan Repayment Program

Grant is specific for dentist and physicians that are willing to practice in economically challenged areas of the state of Pennsylvania. Receivers of this grant can receive from $30,000  up to $100,000 to go toward the balance of theirs student loan debt

There must be a 2 year service agreement for practice in the state to qualify. Applications must be submitted by Dec

Do You Know All Your Options?



Contraception and Infertility Research Loan Repayment Program
  • Students that enter into the field of reproductive research can receive up to $35,000 a year to assist with student loan repayment under the Contraception and Infertility Research Repayment Program. This program was structured to encourage students to work in the reproductive research field

    Receivers must commit to two years of research in contraception and infertility. Visit the website to apply

New York State Young Farmers Loan Forgiveness Incentive Program
  • Students that seek a career in farming can receive up to $10,000 a year for up to 5 years to payoff their student loan debt if they attend a college or university in New York and agree to operate a farm in the state of New York for a minimum of 5 years.

    Applicants must apply within two years of graduating from school and private and federal student loan borrowers are eligible for this grant. Applications will be available in Oct.

John R. Justice Student Loan Repayment Program
  • Grant is for individuals that are state public defenders or state prosecutors. If so you may be eligible for the john R. Student Loan Repayment Program. Receivers can receive $10,000 a year for up to six years to payoff their student loan debt

    You must agree to work as a public defender or state prosecutor for a minimum of three years to apply for this grant. Additional qualifications may be required, visit your state agency website to find out more.

North Dakota Science, Technology, Engineering, and Mathematics (STEM) Student Loan Grant
  • If you attend a  college or university in North Dakota and got your degree in Science, Technology, Engineering or Mathematics you could qualify for the North Dakota Science, Technology, Engineering, and Mathematics (STEM) Student Loan Grant.

    Many receivers of this grant have been able to save on thousands over the life of repayment of their student loans and finish paying off their student loans in rapid time.

    To apply for the North Dakota Science, Technology, Engineering, and Mathematics (STEM) Student Loan Grant you can submit your application after May 1st.

Alternatives if you don’t qualify for student loan grants

Public Service Loan Forgiveness

Borrowers that work for the government or a non-profit but are qualified for any of the student loan grants, you may be eligible for Public Service Loan Forgiveness. With Public Service Loan Forgiveness, after ten years of service while making qualifying 120 payments on your federal student loans, the government will give you forgiveness on the remaining balance.

Alternative Repayment Options

If you still find yourself not falling into any of the categories above and are having trouble making your monthly payments and your student loans are federal government student loans, then seek to look into income driven repayment plan programs.

These programs can be a tremendous help if you find that you do not qualify for student loan payoff grants or Public Service Loan Forgiveness.

Plans Include: Income Based Repayment, Income Contingent Repayment, Pay As You Earn, and Revised Pay As You Earn

Student Loan Consolidation

And finally, if you can do not find that the alternative repayment plans are not an option you could consider student loan consolidation.

Student loan consolidation can help in many ways from lower interest rates, reduced monthly payments to better loan terms and single loan accounts to manage easier.

With student loan consolidation you can save a lot of money and if you still have a balance at the end of your student loan consolidation term, you could still receive loan forgiveness after 300 months.  

Need your monthly payments reduced?

Fine out if you can get total loan forgiveness!


Additional Student Loan Help Information

As mentioned there are many options a borrower can look into for student loan grants, forgiveness or repayment options. Some options offers help for both federal and private student loan borrowers alike.

Be sure to check with your state and visit your state website for more information on these student loan grants offers for student loan debt payoff.

For information on repaying student loans, check out our article on student loan forgiveness programs.

196 responses to “Student Loan Grants”

  1. i hope the next stimulus package has student loan forgiveness in it. the Department of Ed an Government with trump did this cares act which paused student loan repayments but it didnt lower the payment or nothing. now the interest rates are better right now on student loans but still.

  2. can you get a student loan grant that will pay for your student loans? i guess something like a forgiveness loan

  3. coronavirus…and 2020 has been the worst! if they did not forbearance my student loans it would be bad. dont have money for student loan repayment and federal student aid is crazy

  4. how loan is the cares act, student loan forbearance program going to continue. borrowers are going to need this for a longer time

  5. Wow, i been trying to find out where and how i can get a college loan grant. With convid-19 seems like i can get find help no where. and im going to try and get student loan forgiveness after im done. great post.Really looking forward to read more.

  6. What’s up with my student loan company? cononavirus is making a mess! im not sure what i am suppose to do about my student loan payments right now, they better come up with some kind of lasting solution for ppl with student loans.

  7. so i guess i can get a grant for my student loans…but i wonder whats going to happen with the payments after conornavirus

  8. Thank you for any other great article. The place else could anyone get that type of info? also i am a teacher, wonder if i can get a student loan forgiveness grant.

  9. Like!! Thank you for publishing this awesome article. We need more information like this for students. Coronavirus, student loan repayment, student loan forgiveness and trying to get help with student loans is just something. specially federal student loans

  10. “This website really has all of the info I wanted about this subject and didn’t know who to ask.” How do i get a student loan grants anyway??

  11. student loan grants are nessacary. just look at what covid is doing. ppl are getting put in the hole on there student loan payments and the department of education needs to do more. Why not just forgive all student loans for once

  12. That is a great tip especially to those ppl that dont have access to funds for student loans and need something like a student loan grant to go to college. Simple but very accurate info??¦ Thank you for sharing this one. A must read article!

  13. Hello, every time i tired to fine information about student loan grants i get confused. This article is very simple and informative. appreciated it.

  14. Is student loan grants the same as student loan forgiveness? i would like to understand the two.

  15. my son is about to start paying back on his student loans. I heard that student loan grants can help payback student loan debt. are the programs student loan grant programs?

  16. i applied for student loan forgiveness with this company. the rep i spoke with was pretty good, everything was explained to me really well. And i was not forced to do anything. It really was a great deal and im happy with my decision to work with them.

  17. These articles are awesome, i already read like 3 of them. i dont even have a student loan but my girl needs a student loan grant

  18. Good post. I learn something totally new and student loan help is something i have been on the search for on a daily basis.

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  27. So i called this company today, i spoke with one of there student loan reps. i can say it was a very good experience, he helped me get on a plan to help me pay my student loans off. it took about 20 mins

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  31. Hello. I have checked your website for student loan help for overseas people and i do not see it

  32. great post, very informative. I have been trying to get a student loan grant for years. Thanks for the help

  33. so this means i can get my loans forgiven because i am in the military. the iraq-afghanistan sevice grant seems like it my work for me

  34. can you talk more about the alternative repayment options for student loans? i have almost 100k left and cannot afford it

  35. i been trying to find a student loan forgiveness program forever. probably should consolidate them from what i am reading

  36. i spoke with my student loan people and i asked them many times about student grants, forgiveness and all of that and they always told me there is nothing they can do. i am so glad i came i checked it out myself.

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  46. student loan grants are hard to find. I think student loan forgiveness is the better option. i will call you today for more information

  47. i never new student loan grants existed, i would have never got student loans. anyway i want a grant to get rid of my student loans. we will have to see if you guys can help. gov student loan service

  48. i didnt know there wherer alternative payment options if i didnt qualify for a student loan grant. atleast that will help me. how do i contact someone for help with this company

  49. So i can get 120 month student loan forgiveness. do i have to be a teacher or is it ok to work in the front office?

  50. i would like to learn more about what is available for nurses on this subject. i have about $80000 in student loan debt.

  51. I just got my student loan bill today and its for $564.55, i cannot pay that. i need a grant, student loan forgiveness or something. what can your company do for me?

  52. i would like to speak with an agent about the alternative repayment options. i see the phone number at the top of the website so i will be calling today

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Student Loans 2021

The BIDEN Presidency
& it’s impact on:
  • Student loan forgiveness
  • Government loan programs
  • Student repayment options

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